tag:blogger.com,1999:blog-28272371.post4387525131972507706..comments2024-01-22T05:42:09.457-05:00Comments on Crotchety Old Man Yells At Cars: Insurance companies suck, tooDa Old Manhttp://www.blogger.com/profile/02529514518271981093noreply@blogger.comBlogger24125tag:blogger.com,1999:blog-28272371.post-37996914317181985082009-01-21T10:49:00.000-05:002009-01-21T10:49:00.000-05:00I agree, insurance companies are wonderful until y...I agree, insurance companies are wonderful until you have a claim! Then their likely to wait for you to die before they approve medical treatment.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-28272371.post-88032799813055102502009-01-18T14:10:00.000-05:002009-01-18T14:10:00.000-05:00so far.. *knock on wood* my insurance companies h...so far.. *knock on wood* my insurance companies have been decent.<BR/><BR/>In fact, after cancellation of my policy, i got refunded the payments I had made for that month. 4 months later.. they refunded AGAIN.. same amount as the 1st time (S735) They never caught it wooooooohooooooooAnonymoushttps://www.blogger.com/profile/14869448149679702821noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-73842863987509642662009-01-18T10:48:00.000-05:002009-01-18T10:48:00.000-05:00Crotch,A little late... but it's your state's insu...Crotch,<BR/><BR/>A little late...<BR/> but it's your state's insurance commission that allows them to get away with that.<BR/>In this business each state has it's own rules and regs and is considered a 'foreign' place with respect to another state.<BR/>You can formally complain (as a consumer)directly to them for any delay in benefits. That is against the law in most states, regardless if they lost your paperwork.<BR/>It always helps to let your company know YOU KNOW that you can do this. Most people have no clue.<BR/><BR/>(My *other* job is selling this form of protection, so I know a few things about it.)<BR/><BR/>Also if you are paying that much, you might want to just get an indemnity policy which will pay you directly and not the hospital.Or, combine them so you will NOT have a deductable.<BR/>Oh, and I'm not pitching, I am not licensed in the Empire State, just trying to help.Kevenjhttps://www.blogger.com/profile/04527702723486597969noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-26540185225179641582009-01-17T23:49:00.000-05:002009-01-17T23:49:00.000-05:00@ Lauren: True dat@ Heather: Yup. I understand the...@ Lauren: True dat<BR/><BR/>@ Heather: Yup. I understand they are in it to make money, but stealing it is altogether differentDa Old Manhttps://www.blogger.com/profile/02529514518271981093noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-2741582475693914842009-01-17T22:30:00.000-05:002009-01-17T22:30:00.000-05:00I think if you look up insurance in the dictionary...I think if you look up insurance in the dictionary it says in-sur-ance - "you pay lots of your hard earned money for little in return".2 Brits, 2 Yanks, 2 Dogshttps://www.blogger.com/profile/15407901798421787299noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-83806168629026623152009-01-17T22:18:00.000-05:002009-01-17T22:18:00.000-05:00They should call it customer diservice.They should call it customer diservice.A New Yorkerhttps://www.blogger.com/profile/11997572457756451648noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-71803154426480118022009-01-17T22:10:00.000-05:002009-01-17T22:10:00.000-05:00@ Chunks: I can only imagine@ Self: I'm doing my b...@ Chunks: I can only imagine<BR/><BR/>@ Self: I'm doing my best. I even went to the doctors today, so the insurance company can deny the claim.<BR/><BR/>@ Mom in TN: If you pay as an individual, they hose you. Schaetna charged me more than double what I pay now, even though I had worse coverage.<BR/><BR/>@ Adullamite: They are a big part of the problem, probably the biggest<BR/><BR/>@ Michelle: Thanks, and Happy Saturday to you.<BR/><BR/>@ Chat: That doesn't surprise me <BR/><BR/>@ IB: Hope to see yopu back again.<BR/><BR/>@ Sandee: You are most likely right. Have a great day, too<BR/><BR/>@ Sherry: and Amen :)<BR/><BR/>@ Jen: It will be eventually, but they make it as difficult as possible <BR/><BR/>@ Broadway: Thanks, but tomorrow will probably be funny anyway :)<BR/><BR/>@ Matt: So true<BR/><BR/>@ Think: About all I get is pride of ownership of a plastic card. You're right, it's great unless I try to use it<BR/><BR/>@ Speak: It will get even worse<BR/><BR/>@ Reforming: Your theory makes the most sense<BR/><BR/>@ Don: Truer words were never spoken<BR/><BR/>@ The Hawg: And in some states, like mine, some insurance is mandatory, such as car insurance. Surprisingly, we have the highest rates in the country. Could there be a connection?Da Old Manhttps://www.blogger.com/profile/02529514518271981093noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-67018993739214530062009-01-17T21:43:00.000-05:002009-01-17T21:43:00.000-05:00You were under the impression that insurance compa...You were under the impression that insurance companies were something other than thinly-veiled collection agencies? Insurance companies are little more than a legal scam.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-28272371.post-40172297618105830622009-01-17T20:37:00.000-05:002009-01-17T20:37:00.000-05:00Well...all I can say is ____ that ____!Well...all I can say is ____ that ____!Donniehttps://www.blogger.com/profile/05463060912068044225noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-75649496060641291402009-01-17T19:36:00.000-05:002009-01-17T19:36:00.000-05:00Sounds like people sat around smoking opium and cr...Sounds like people sat around smoking opium and created insurance companies. Once their brains were fully fried, they started in with all the craziness.ReformingGeekhttps://www.blogger.com/profile/17990465686765948682noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-10733448542783280132009-01-17T19:11:00.000-05:002009-01-17T19:11:00.000-05:00If you think screwing around with insurance compan...If you think screwing around with insurance companies is fun now, wait until Obama brings them into the fold of the Federal Government.<BR/><BR/>It will be just as fun as going to the post office or the DMV, with the extra bonus of being sick while you argue with them! Instead of dealing with incompetent insurance company employees, you'll be dealing with bureaucrats who are incompetent AND lazy!<BR/><BR/>Yee Haw!!janahttps://www.blogger.com/profile/13572309711791086228noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-47409150863671964652009-01-17T17:18:00.000-05:002009-01-17T17:18:00.000-05:00I have the insurance company you spoke of,and the ...I have the insurance company you spoke of,and the only advice I can give to you is to RUN!<BR/><BR/>The only thing good that comes with the coverage is a really pretty card with my name on it.It's really nice to look at but won't help you much if you try to use it!!Thinkinfyouhttps://www.blogger.com/profile/02551329486113673201noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-80307545955273263262009-01-17T15:55:00.000-05:002009-01-17T15:55:00.000-05:00Insurance companies are the new lawyers (no offens...Insurance companies are the new lawyers (no offense intended to lawyers), only worse, because they truly do not give a damn about their clients once they figure out that their client wants out or needs something that will cost the insurance company some money.Matthttps://www.blogger.com/profile/00994185648078518634noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-46064086067193066872009-01-17T15:36:00.000-05:002009-01-17T15:36:00.000-05:00That WAS pretty funny - I laughed, so don't worry ...That WAS pretty funny - I laughed, so don't worry about being funny tomorrow -Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-28272371.post-72205850498812165422009-01-17T13:52:00.000-05:002009-01-17T13:52:00.000-05:00I've been whining about unsurance companies all we...I've been whining about unsurance companies all week, though only as an afterthought I hope you get it all straightened out.Jenhttps://www.blogger.com/profile/06808210602431338186noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-40877762617666357242009-01-17T12:55:00.000-05:002009-01-17T12:55:00.000-05:00Amen, amen, amen!!!!!Amen, amen, amen!!!!!Anonymoushttps://www.blogger.com/profile/06948631272816359901noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-84080039842854376902009-01-17T12:26:00.000-05:002009-01-17T12:26:00.000-05:00Customer service isn't even in their vocabulary wh...Customer service isn't even in their vocabulary when processing a claim either. <BR/><BR/>Have a terrific day Crotchety. Hello to Mrs. Crotchety. :)Sandeehttps://www.blogger.com/profile/06785788498697004273noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-84357316795998915612009-01-17T12:05:00.000-05:002009-01-17T12:05:00.000-05:00First time visitor here. I'll be back 'cause I LOV...First time visitor here. I'll be back 'cause I LOVE a good rant.<BR/><BR/>IBIBhttps://www.blogger.com/profile/10808169402614328166noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-60912979558791845252009-01-17T09:33:00.000-05:002009-01-17T09:33:00.000-05:00"Insurance" is just another word for "we'll screw ..."Insurance" is just another word for "we'll screw ya!"Chat Blanchttps://www.blogger.com/profile/08049275050536199230noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-72478551974209519912009-01-17T07:36:00.000-05:002009-01-17T07:36:00.000-05:00Your radiant too!!Sorry, i feel for you old man!! ...Your radiant too!!<BR/><BR/>Sorry, i feel for you old man!! All insurance companies SUCK!!!!!<BR/><BR/>Happy Saturday!!!!Michellehttps://www.blogger.com/profile/13012277904032798697noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-6424511941632441182009-01-17T03:26:00.000-05:002009-01-17T03:26:00.000-05:00Worldwide all insurance companies are the same! In...Worldwide all insurance companies are the same! In fact, so many are worldwide! The whole US health system is a farce and the money making Insurance companies are responsible!<BR/><BR/>You need better!<BR/><BR/>I suppose all the money they make goes into making all those adverts that fill the TV screen and come thudding through the letterbox daily!Adullamitehttps://www.blogger.com/profile/15537659871829290071noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-45045284497185664692009-01-17T02:18:00.000-05:002009-01-17T02:18:00.000-05:00I love insurance companies so much, I would kiss t...I love insurance companies so much, I would kiss them all on the face if I could get close enough. Or bite off their noses and spit the noses onto the floor then stomp,stomp, stomp until I got too tired to continue. <BR/>Once upon a time, I, my husband and our 2 children had coverage through a company that has a B and a C and another B and and S in their name. All is lovely for several years, even after my husband was diagnosed with cancer. Said company paid for chemo, radiation, this really nifty surgery to attach a titanium rod to his spine so he didn't crumble like a stale cookie (worth 120G, but we paid $200) & even hospice care, for $120 a month.<BR/>Sadly, husband died and because I had the nerve to take anti-depressants and an anti-anxiety RX during the 2 years it took him to die (while caring for our 1 and 3 year old daughters), They decided the coverage for me alone was worth $700 a month. My 10 year old was billed $85 and my 8 year old $60.<BR/>The same insurance company happily accepts $30 a week from my "new" husband's paycheck for all 4 of us. If one of my daughters has so much as the sniffles, I tote her to the doctor, pay the $10 co-pay and say "Suck it, B and C and B and S."<BR/>Mom in TNAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-28272371.post-64597162896115609002009-01-17T00:34:00.000-05:002009-01-17T00:34:00.000-05:00One might pass away before such insurance forms ge...One might pass away before such insurance forms get approved. Schmaetna can suck it. Don't die or get hurt Crotchety. You will a void in our empty lives and I need to win a zucchini award before i pass damn it!The Self-Deprechaunhttps://www.blogger.com/profile/05851083070638572920noreply@blogger.comtag:blogger.com,1999:blog-28272371.post-29040063949254708182009-01-17T00:10:00.000-05:002009-01-17T00:10:00.000-05:00Insurance companies suck. Plain and simple. Don't ...Insurance companies suck. Plain and simple. Don't even get me started about the way they treat mental health claims...ugh.Chunks of Realityhttps://www.blogger.com/profile/05550378591715392039noreply@blogger.com